SMS Scam Checker

How these scams work

1. You receive an unsolicited SMS or WhatsApp message claiming to be from a bank, wallet, delivery company, or government body.
2. It creates urgency — your account will be blocked, a refund is pending, or a parcel is held — and pushes you to a link or a phone number.
3. The link leads to a look-alike page that harvests your credentials, OTP, or card/UPI details; the number connects to a fraud line.
4. Once you enter details or approve a payment, money or account access is gone.

Red flags

• Urgency and threats ("blocked today", "within 24 hours")
• Links to non-official or shortened domains
• Requests for OTP/PIN/KYC details
• Unexpected refunds, prizes, or job offers
• Pressure to move to WhatsApp or call a number

Real examples

• "Dear customer, your SBI account will be BLOCKED today. Update KYC: http://sbi-kyc-verify.xyz"
• "You have a pending refund of ₹4,999 — scan the QR to receive it."
• "Congratulations! Work from home, earn ₹5000 daily. Pay ₹199 to start."

How to protect yourself

• Never share an OTP, PIN, CVV, or password — no bank or company ever asks for them.
• Verify in the official app or website you typed yourself — never via a link in a message.
• Slow down: scammers manufacture urgency ("account blocked", "act now") to stop you thinking.
• If money was lost or details shared, contact your bank immediately and report to your national cybercrime agency.